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Labor , Banks and Banking , Finance , Economics- Macroeconomics , BOOK , government , reserve , Small Middle-Income Country , TFP growth , public employment , country authorities , design reserves management policy , bank distress , SMICs in sub-Saharan Africa , SMIC government , Total factor productivity , Public employment , Labor markets , Financial sector stability , Financial inclusion , Sub-Saharan Africa , Global , Eastern Europe , Africa , Southern Africa