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Banks and Banking , Finance , ISCR , CR , bank , BEAC , monetary policy , market , banking sector , accounting framework , bank liquidity , implementation committee , deposit auction rate , liquidity absorption mechanism , BEAC governor , negative equity , accounting rule , implementation framework , development bank , monetary policy decision , CEMAC government , Capital adequacy requirements , Excess liquidity , Commercial banks , Liquidity management , Africa , Sub-Saharan Africa , West Africa