Kingdom of the Netherlands-The Netherlands: Financial Sector Assessment Program- Technical Note on Insurance and Pension Fund Regulation and Supervision

Kingdom of the Netherlands-The Netherlands: Financial Sector Assessment Program- Technical Note on Insurance and Pension Fund Regulation and Supervision
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Volume/Issue: Volume 2024 Issue 170
Publication date: June 2024
ISBN: 9798400279843
$20.00
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Topics covered in this book

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Labor , Finance , Money and Monetary Policy , Public Finance , International - Economics , insurance regulation regime , pension fund regulation , solvency Assessment , International Monetary Fund Washington , D , C , , pension fund Sector , organization of Supervision , FSAP's finding , Pension spending , Insurance companies , Pensions , Insurance , Global

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Summary

The Dutch insurance sector is undergoing further consolidation, the life sector has been steadily shrinking over the last two decades, and the non-life market is relatively saturated. Sales of new life products, especially individual life business, have decreased since the early 2000s, putting pressure on the business models of life insurers. The non-life market is dominated by compulsory health insurance, which covers medical expenses and has replaced public health insurance in the 1990s. Dutch insurers have also become more domestically oriented–among the large life insurers (or their respective parent groups), those who received government funding during the global financial crisis were required to restructure parts of their business.