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Banks and Banking , Finance , Public Finance , lockdowns , pandemic , corporate liquidity , recovery , reopening , economic outlook , forecasting , REO , policy support , infection curve , job retention program , Europe transform , financial market disruption , pandemic economy , solvency risks in Europe , time trend , reopening indices , infection incidence , reinfection risk , infection rate , credit access , containment policy , COVID-19 , Liquidity , Solvency , Infrastructure , Europe , Global