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Economics- Macroeconomics , Money and Monetary Policy , Economics / General , Private sector debt , credit growth , credit origin , credit cycle , bank soundness , credit risk , financial vulnerability , investor sentiment , financial stability , Yizhi xu , bank credit growth , Riskiness Of Credit Origins measurement , explanatory power , IMF working paper No , 24/72 , RCO variation , bank riskiness , Bank credit , Credit , Loans , Credit booms , Credit aggregates , Global